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This Week @ Flagler Credit Union

Short, timely articles based on a real-world weekly theme.

When Your Income Varies

Whether you work in the gig economy or have a job with on call hours, learn how to make the most of your variable income.
A delivery driver makes a delivery.

Navigating the Ups and Downs of Variable Income

An introduction to the steps you can take to mitigate the effects of a variable income, from budgeting to retirement planning.

A waitress takes an order from a couple.

Jobs That Come With Variable Income

Here we take a closer look at some of the jobs most commonly affected by this inexorable trend toward part-time and contract work.

A piggy bank on top of gold coins.

How to Smooth Income Variation With Savings

Part-time workers and freelancers can use simple savings strategies and flexible budgeting to manage the ups and downs of an unpredictable income.

A freelancer in his home office.

The Financial Life of a Freelancer

Freelancers don't know how much work is coming and they don't know precisely when they'll be paid. But for some, the tradeoffs are worth it.

A confident business owner outside of her coffee shop.

The Financial Life of an Hourly Retail Worker

On call scheduling and similar practices often make it challenging for hourly retail workers to enjoy financial stability.

A man reviewing his budget at home.

Protecting Your Health and Retirement

A look at health insurance and retirement plans for workers who can't rely on employer-based options.

New themes are posted every Sunday.

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Last Week @ MoneyEdu

Escaping the Debt Trap

By taking a careful look at the information and guidance provided this week, you'll be in the best possible position to avoid getting snared.

A couple reviews financial statements at home.

How Debt Can Become a Trap

An introduction to this week's theme of Escaping the Debt Trap.

A woman is surprised by a bill.

How Credit Cards Can Become a Debt Trap

Advice for minimizing the odds of credit card debt trap happening to you - and tips on how to keep your credit score...

A couple stand outside of their home.

Understanding Underwater Mortgages

Being underwater on a mortgage means a home is worth less than its mortgage balance.

A smiling man talking to someone on his cell phone.

Can Student Loans Become a Debt Trap?

Student loans can be a useful tool for paying for education, but they can also become a debt trap when borrowers take on...

A judge with his gavel.

Is Bankruptcy a Solution to Debt Trap Trouble?

Bankruptcy can offer a path out of overwhelming debt for some people - but it comes with real trade-offs.

A neon payday advance sign

High-Interest Loans and Other Alternative Services

For borrowers looking to move away from high-cost alternative financial services, the options outlined here may be a...

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Introduction to Budgeting

Financial Planning

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Financing a Car Purchase

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