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This Week @ Flagler Credit Union

Short, timely articles based on a real-world weekly theme.

Paying Without Using Cash

From choosing the right card to finding the best deal, facts you need to know for day-to-day spending without using cash.
A person pays for meal at a restaurant with friends.

Non-Cash Payment Options

An introduction to the ways to pay without using cash, including new smart phone payment technology.

A person chooses one of three credit cards.

Types of Credit Cards

Gold, Platinum, Palladium… Let’s put the marketing aside and find the true differences between cards.

A person makes a purchase with a credit card.

Prepaid Cards

With prepaid cards, no credit is involved. But there can be risks as well as benefits.

A concerned man reviews his financial picture.

Finding the Credit Card for You

There are thousands of card products to choose from. Here's how to find the best deal for you.

A person makes a purchase using a smart phone.

Smartphone Payments

New payment technologies offer the ability to leave your cards at home.

Gold lock over a display of digital numbers.

Consumer Protection: Which Option is Best?

Credit cards, debit cards, and mobile payments each have pros and cons. When should you use each?

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Last Week @ MoneyEdu

How to Negotiate

Getting the best price for a car or a fair salary increase doesn't have to be unpleasant - if you know the basics.

A man signs a legal document.

Introduction to Negotiation

The ability to negotiate effectively can make a significant difference in outcomes that matter - from asking for a raise...

A woman speaks with a financial counselor.

The Psychology Behind Effective Negotiation

Understanding the psychology of negotiation can help you get the results you want.

A woman introduces herself at a job interview.

Finding Your Negotiation Style

The ability to understand and adapt your negotiation style is a powerful asset.

A couple shops for a new car.

How to Negotiate the Best Price on a Car

What you need to know before walking onto your next car lot or showroom.

A couple stand outside of their home.

How to Negotiate the Price of a Home

How to negotiate the best price possible before buying your next home.

A young woman interview for a new job.

The Art of Salary Negotiation

How you can negotiate your way to more equitable compensation and an elevated standard of living. 

Desktop showing two people holding pens and reviewing papers.

The Bottom Line on Negotiation

Finding the best possible agreement and a win-win outcome is the goal.

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Financial Health

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Your Debt-to-Income Ratio

Planning for Your Home Purchase

A Quick Start Guide to Reducing Debt

About Us

Flagler is a not-for-profit financial cooperative whose mission is enriching people’s lives… members, employees, community. Unlike other financial institutions, credit union ‘profits’ are returned to the membership in the form of lower loan rates, higher dividend rates, and affordable services.

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